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- Home Loan and Investment Bank, FSB CAN help if you have: high debt-to-income ratios tax liens difficulty proving income previous bankruptcy self-employment income slow credit complex financial situations less-than-perfect credit *APR subject to increase after closing Getting money is as easy as calling Home... 1-800-223-1700 Over 70 loan programs to help any borrower regardless of credit history ...www.homeloanbank.com