- Kentucky Fidelity Mortgage has been servicing Northern Kentucky since 1996. As mortgage brokers, we offer competitive rate and loan programs, 30, 20, 15, and 10 year fixed rate mortgages, 1, 3, 5, and 7 year adjustable rate mortgages, down payment programs, investment property loans, refinancing programs, construction loans, bridge loans, VA loans and more!www.nkymortgage.com