Welcome to Ballston Spa National Bank's home on the web! If you are already enjoying the benefits of banking with us, be sure to check out our Online Banking Demonstration, then sign up for this convenient and time saving service. If you aren't currently a customer, visit our Personal Banking page for all the information you need plus online applications for the product that's right for you. If ...

Something was missing from Capital Region banking. So we decided to do something about it. When we founded Capital Bank in 1995, we did so to fill a void. There were few locally owned and controlled commercial banks headquartered in the Capital Region. Crucial decisions were being made far from our area, by people who knew little about us. Businesses weren't receiving timely, competitive ...